Financing Your Steel Building

How it works

1. Get your quote. Request a free custom quote for your building.
2. Apply with a lender. If you want to finance, we introduce you to a third-party lender and you apply with them directly.
3. The lender decides. Approval is subject to the lender’s credit review. The lender sets the rate (APR), term, payments and any fees.
4. Read before you sign. The lender gives you its required disclosures. Review them before you accept.

Rent-to-own through RTO National

Prefer rent-to-own? It is offered through RTO National, subject to RTO National’s approval. A rent-to-own agreement is a rental-purchase agreement, not a loan: you own the building only after you make all payments or use an early purchase option in the agreement. RTO National sets the payments, term, total cost and any fees, and they are shown in the agreement before you sign. Rent-to-own usually costs more in total than paying cash or financing.

Good to know

• Tidewater Steel does not make credit decisions or set financing or rent-to-own terms.
• Business buyers: ask your tax advisor whether your building qualifies for Section 179 or bonus depreciation. We are not tax advisors.
• Full details: Financing Disclosures and Orders & Deposits.